524126 — Direct Property and Casualty Insurance Carriers
Description
This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability.
Illustrative Examples
- Automobile insurance carriers, direct
- Malpractice insurance carriers, direct
- Fidelity insurance carriers, direct
- Mortgage guaranty insurance carriers, direct
- Homeowners' insurance carriers, direct
- Surety insurance carriers, direct
- Liability insurance carriers, direct
Overview Facts
| NAICS Code | 524126 |
|---|---|
| Industry Title | Direct Property and Casualty Insurance Carriers |
| SBA Size Standard | 1,500 employees |
| U.S. Establishments | 11,888 (Census CBP, 2023) |
| IRS PBA Code | 524120 (rolled-up match) |
| Sectors Hierarchy | Sector 52 → 524 → 5241 |
| Source / Verified | US Census 2022 NAICS Manual, Census CBP / 2026-06-28 |
Legacy SIC Concordance
Trace the historical mapping chain from the 1987 Standard Industrial Classification (SIC) to the modern 2022 NAICS code format.
- SIC 6331 - Fire, Marine, and Casualty Insurance (via SIC1987:6331→NAICS1997:524126→2002:524126→2007:524126→2012:524126→2017:524126→2022:524126)
- SIC 6351 - Surety Insurance (via SIC1987:6351→NAICS1997:524126→2002:524126→2007:524126→2012:524126→2017:524126→2022:524126)
Suggested Product Service Codes (Advisory)
The following Product Service Codes (PSCs) are advisory suggestions aligned with this NAICS code. Note: NAICS and PSC codes map to different dimensions of procurement (industry vs. product/service). There is no official binding 1:1 crosswalk.
- PSC G009 — Non-Government Insurance Programs
Source: DoD DPCAP PSC Selection Tool (Ingested: 2026-06-29)
Related Resources & Compliance Guides
Further regulatory reference links for NAICS code 524126:
- Sector 52 Directory Hub — List of related industries in the Finance and Insurance sector.
- SIC ↔ NAICS Crosswalk Tool — Look up mappings between legacy SIC codes and modern classifications.
- SBA Size Standards Guide — Complete rules and averaging periods for small business classifications.
- Calculating Annual Receipts Guide — Detailed worked example of revenue calculation rules.
- IRS Principal Business Activity Guide — How NAICS codes map to corporate and entity tax filings.
Related Industries in 5241
Frequently Asked Questions (FAQ)
Is 524126 a valid 2022 NAICS code?
NAICS 524126 is 'Direct Property and Casualty Insurance Carriers', a 2022 U.S. national industry under Sector 52 (Finance and Insurance); the SBA small-business size standard is 1,500 employees.
What is the SBA size standard for NAICS 524126?
The SBA small business size standard for NAICS 524126 is 1,500 employees (based on employees).
What is the legacy SIC code mapping for 524126?
NAICS code 524126 maps to the legacy 1987 SIC codes: 6331 - Fire, Marine, and Casualty Insurance, 6351 - Surety Insurance.